Ingakanani imali onokuyenza njengomthengisi wempahla?

Umthengisi wempahla - umsebenzi othembisayo

Abarhwebi bezabelo ziingcali zezimali ezizodwa ezinomsebenzi ophambili kukuthenga nokuthengisa izitokhwe, iibhondi, kunye nezinye izibambiso kubathengi. Ewe, lutyalo-mali oluyingozi olufuna ubungcali obuninzi, uqeqesho kunye namava, kodwa kwabo baphumeleleyo inokuba ngumsebenzi onengeniso. Njengezinye iingcali zemali, umthengisi wempahla naye unomvuzo wakhe. EJamani unokufumana umvuzo olungileyo njengomthengisi wesitokhwe ukuba unengqeqesho kwaye uphumelele. Kodwa yintoni kanye kanye amathuba emali?

Yahluka kangakanani imivuzo yabarhwebi?

Imivuzo yokuba ngumthengisi wempahla ixhomekeke kakhulu emntwini nakwimeko ethile. Ngokubanzi, umvuzo uxhomekeke kakhulu kwindlela umntu anamava kunye nesiphiwo ngayo kunye nakwiimeko zemarike. Abanye abarhwebi bezabelo banokufumana utyalo-mali oluninzi kwimarike eyomeleleyo, ngelixa abanye befumana imali encinci kwiimarike ezibuthathaka.

Zeziphi iziqinisekiso ekufuneka ube nazo njengomthengisi wempahla?

Ukuze usebenze njengomthengisi wesitokhwe eJamani, kufuneka uhlangabezane nenani leziqinisekiso. Ukuze usebenze njenge-stockbroker, kufuneka ube nobuchule bezemali. Oku kuthetha ukuba kufuneka ube nolwazi olunzulu ngezixhobo zemali, izicwangciso zezimali kunye nendlela iimarike zezimali ezisebenza ngayo. Ukongeza, kufuneka uziqhelanise neendlela kunye neenkqubo zokuhlalutya iimarike zemali kunye nokutyalomali kwizixhobo ezahlukeneyo. Kwakhona kufuneka wazi kwaye uqonde iimveliso ezahlukeneyo zemali kunye neenkonzo ezikhoyo kwimarike yezemali.

Umntu ukufanelekela njani ukuba ngumthengisi wempahla?

Ukuze usebenze njenge-stockbroker, kufuneka ukuba ufunde isifundo esinye esinxulumene noko. Uninzi lwabarhwebi bezabelo bafumana isidanga kwishishini, kwezemali, kucwangciso-mali, okanye kwicandelo elifanayo. Uninzi lwabathengisi bempahla nabo bagqibezela inkqubo yokurhweba ngesitokhwe enikezelwa ziifemu zokurhweba zasekhaya. EJamani, abarhwebi bempahla nabo banokufaneleka ngokuvunywa ngugunyaziwe olawula imali. Uninzi lwabarhwebi bezabelo bakhetha ukuqhubela phambili nemfundo yabo ngokuthatha izifundo ezithile kunye neemviwo kwicandelo lohlalutyo lwemali.

Yeyiphi ingeniso enokubakho njengomthengisi wesitokhwe eJamani?

Ngokophononongo olwenziwe yiFederal Association of German Stock Brokers, abarhwebi besitokhwe eJamani banokufumana umvuzo ophakathi kwama-9.000 eeuro ngenyanga. Ekubeni imivuzo ixhomekeke kakhulu kumava, ulwazi kunye nempumelelo ye-stock broker, imivuzo enokwenzeka iyahluka kakhulu. Abanye abarhwebi bezabelo bafumana imivuzo ephezulu kakhulu, ngelixa abanye berhola kancinci.

Zeziphi iingenelo zokuba ngumthengisi wempahla?

Ukuba ngumthengisi wesitokhwe kunika izibonelelo ezininzi ezinokubakho. Ngakolunye uhlangothi, ufumana imbuyekezo yemali ekhangayo, enokunyuswa ngamava kunye nempumelelo. Kwangaxeshanye, ngumsebenzi obonelela ngeendlela ezininzi ezahlukeneyo kunye nomngeni. Umsebenzi ukwabonelela ngamathuba amaninzi okwenza oonxibelelwano kunye nokukhula.

Ngaba ungenza intywenka yemali njengomthengisi wempahla?

Kunokwenzeka ngokupheleleyo ukwenza ubutyebi njengomthengisi wamasheya. Umthengisi wesitokhwe unokwakha ubutyebi ngokutyala imali ngobuchule kunye nempumelelo kwizitokhwe, iibhondi, kunye nezinye izibambiso. Nangona kunjalo, ukutyala imali kwizixhobo zemali kufuna ulwazi oluninzi kunye namava ukuze uphumelele. Ke ngoko, abathengisi besitokhwe kufuneka bakwazi ukwenza uhlalutyo oluvakalayo kunye noqikelelo lwengqikelelo ukuze bahlale beyimpumelelo.

isiphelo

Ukuba ngumthengisi wesitokhwe ngumsebenzi onengeniso eninzi onika umvuzo onomtsalane wemali kunye nezinye izibonelelo. Nangona kunjalo, umsebenzi ufuna amava amaninzi, ulwazi kunye nokuziphatha ukuze uphumelele. Abathengisi bemasheya eJamani banokufumana umvuzo ophakathi we-9.000 yee-euro ngenyanga, kodwa ngokuxhomekeke kumava, italente kunye neemeko zemarike, ingeniso ingaba phezulu. Ngoqeqesho olufanelekileyo, amava kunye nokuzinikela, kunokwenzeka ngokupheleleyo ukwenza intywenka yemali njenge-stock broker.