Ungazuza malini njengochwepheshe bamabhange?

Uyini uchwepheshe wasebhange?

Noma ubani osebenza njengochwepheshe bamabhange uthatha imithwalo yemfanelo eminingi ebhange. Lokhu kufaka phakathi, ngokwesibonelo, izinsizakalo zokubonisana, isevisi yamakhasimende kanye nokucutshungulwa kokuthengiselana kwezezimali. Ochwepheshe bamabhange banesibopho sokuqalisa nokufeza izinhloso zebhange futhi kufanele babe nakho kokubili amakhono obuchwepheshe kanye navamile.

Uyini umehluko phakathi kukachwepheshe wasebhange nomabhalane wasebhange?

Umehluko omkhulu phakathi kukachwepheshe wasebhange kanye nomabhalane wasebhange okuqukethwe okuhlukile kokufunda. Uchwepheshe wasebhange kufanele athole ulwazi olukhethekile oludingekayo endaweni yakhe yesibopho ngesisekelo sokuqeqeshwa okuqhubekayo ekuphathweni kwebhizinisi. Ngokubuyisela, umabhalane wasebhange kufanele ngaphezu kwakho konke athole ulwazi oluyisisekelo emikhakheni yenhlangano yebhizinisi, ukubalwa kwezimali kanye nekhredithi.

Ubani ongaqeqesha uchwepheshe wasebhange?

EJalimane, wonke amabhange angaqeqesha uchwepheshe wasebhange. Nokho, ibhange kufanele libe nemvume evela ku-Federal Financial Supervisory Authority (BaFin) ukwenza lokhu. Lokhu kuqinisekisa ukuthi izinqubo zokuqeqesha kanye nokuqukethwe kokuqeqeshwa kuhlangabezana nezidingo ze-BaFin.

Uphakeme kangakanani umholo njengochwepheshe bamabhange?

Iholo njengochwepheshe bamabhange lincike ezintweni ezehlukene, njengesipiliyoni kanye neminyaka yochwepheshe bamabhange. Ngokwesilinganiso, uchwepheshe wasebhange eJalimane angalindela iholo lokuqala cishe lika-2.500 - 3.000 euros gross ngenyanga. Ngolwazi olukhulayo kanye nokuqeqeshwa okwengeziwe okufanelekayo, uchwepheshe wasebhange angakhuphula iholo lanyanga zonke libe cishe kuma-euro angu-4.000.

Imiphi imikhakha yemisebenzi ekhona yongoti bamabhange?

Ochwepheshe bamabhange bangasebenza emikhakheni yenkonzo yamakhasimende nasezindaweni zezeluleko zokutshala izimali nokuboleka. Ngaphezu kwalokho, ochwepheshe bamabhange bangaphinda basebenze emikhakheni yokuhlaziywa kwezimali, ukuphatha okutholwayo kanye nokuhlelwa kwezimali.

Yiziphi izinzuzo zokuqeqeshwa ukuze ube uchwepheshe wasebhange?

Ukuqeqeshwa ukuze ube uchwepheshe wasebhange kunikeza izinzuzo eziningi. Ngakolunye uhlangothi, ababambiqhaza bathola ulwazi olujulile oluyisisekelo emikhakheni yezezimali, amabhange kanye nezeluleko zamakhasimende. Ngakolunye uhlangothi, amakhono emikhakha eyahlukene njengokuxhumana, ukwethula nokuhlaziya nawo ayafundiswa. Lokhu kungaba inzuzo enkulu kamuva emsebenzini wakho.

Yimaphi amanye amathuba okuqeqeshwa akhona kochwepheshe bamabhange?

Ongoti bamabhange banethuba lokuqhubeka nemfundo yabo futhi bajulise ulwazi abalutholile. Okunye okukhethwa kukho kokuqeqeshwa kubandakanya, phakathi kokunye, ukuqeqeshwa ukuze ube uchwepheshe wezamabhange oqinisekisiwe, uchwepheshe webhizinisi oqinisekisiwe noma isazi sezomnotho esiqinisekisiwe. Kukhona nethuba lokubamba iqhaza kumasemina nezifundo ezahlukahlukene ukuze uthole ulwazi oluthile.

Isiphetho

Njengongcweti wasebhange ungathola imali engenayo egculisayo eJalimane. Ngokuthola ulwazi olukhethekile lwamabhange nezezimali kanye nokuqeqeshwa okwengeziwe ngezihloko ezithile zezezimali, ochwepheshe bamabhange bangenza umsebenzi wabo usebenze kakhulu futhi bangenise imali engenayo ephezulu. Ukuqeqeshwa ukuze ube uchwepheshe wasebhange kuhlomisa ababambiqhaza ngamakhono adingekayo ukuze baphumelele emisebenzini yabo.